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Benefits


Term Assurance


Term assurance policy is the oldest and cheapest form of life assurance cover. It is designed to pay the guaranteed sum assured on death if this occurs within the term of the policy. Under this policy, nothing is payable if the life assured survives the term of the policy. It is purely a protection policy and does not attract surrender. It can be used to provide short period covers.

FEATURES

  • Policy term can vary from months to several years according to need
  • Mode of premium payment can always be adapted to policyholder’s cash flow
  • Minimum and maximum ages at entry are 18 and 65 respectively

BENEFITS

  • Family protection. It is the cheapest means of providing for one’s dependent’s in case of death
  • It guarantees peace of mind
  • Business owners can use the plan as a collateral security to secure loan
  • Can be used to take care of key-man risk for organizations and partnerships